How does membership work?

Lifelong Health VIP Membership We charge an annual membership fee that covers the cost of all of your services including a comprehensive executive physical which is then used to plan your health and wellness goals for the year. The membership fee covers things not covered by Medicare and most private insurance companies such as concierge style primary care, direct communication with your provider as well as some advanced diagnostic testing and functional medicine testing that might be beneficial for you and give insight into your health.

Do you take insurance?

No, we do not bill insurance for our services. Insurance is used for hospitalizations, imaging and specialist referrals outside of our clinic or list of services and for any additional testing you would like to have done that are outside of our scope of care. By partnering with healthlabs we are able to bring you massive discounts on all of your lab testing and by partnering with local imaging centers we can get you same day imaging and the “best price” for these services! We often give complimentary clinic credits for any co-pays you might receive from your insurance company for lab testing that we order , in the event that some advanced testing such as functional medicine testing comes back higher than expected as insurance estimates are not always accurate when ordering the test initially.

Is Lifelong Health FSA/HSA eligible?

Are you FSA/HSA eligible? Yes, due to recent healthcare laws our membership will become FSA/HAS eligible as early as January 2026 although some companies had already approved it for many years before. It is always best to check with your HSA company to make sure.

How do I communicate with my doctor?

Call/text, email and telehealth visit! Whichever you prefer, you have my direct number.

Do you make house calls?

Although we do not routinely make house calls ,as we are not a home health agency, we can and will visit you at home in situations where you have a post hospital visit need and find it difficult to leave your home due to illness/injury. If you require a home visit every month due to chronic prolonged illness we may not be able to accommodate those needs.

Is Lifelong Health an integrative/functional medicine practice?

Yes! Dr. Volmir is a traditionally trained internal medicine doctor, but because she saw so much need and demand from her patients for holistic care she went out and got trained by all of the big integrative/functional medicine societies to do just that! You shouldn’t be getting your health information from social media ‘guru’s but that’s what happens when your primary care doctor is not familiar with the recent trends in medicine and ALL of the available treatment options that are out there for you. We believe it is our responsibility to know about these things, so we can help keep you safe (from healthcare gurus online) and of course help you heal yourself! The goal is optimal health, prevention of illness and living a long and healthy life on your terms-not waiting for illness to set in!

FAQ

Frequently Asked Questions — Lifelong Health

Are you ready for the lifelong health difference?

Direct Primary Care at Lifelong Health means you pay a simple membership fee — not your insurance — so you and your physician can work together directly. You get comprehensive primary care (preventive care, wellness exams, chronic-condition management, routine labs, vaccinations, etc.) under one membership, rather than being billed per visit or service.
Unlike many traditional practices, we do not bill insurance for the services covered by the membership, which helps reduce paperwork, overhead, and keeps care more personal and affordable.
*In order to comply with Medicare laws, how we practice and bill might change from year to year as Medicare regulations are always changing. If you are a Medicare patient, some of this might not apply to you, and we will review this during our initial visit. Medicare Law always takes precedence over any clinic policy or membership agreement*.

As a member you can expect:

Unlimited (or many) office visits and telehealth / virtual visits with no copays or surprise fees charges (for services covered by the membership)
Preventive care: wellness physicals, routine labs or point-of-care tests, women’s health (if applicable), preventive screenings, immunizations, etc. (consistent with what’s listed on your site)
Management of chronic conditions and primary-care needs — everything from “regular checkups” to ongoing care coordination.
Diagnostics & basic procedures when provided in-office (lab draws, simple testing) as part of your care — often at lower or transparent cost than traditional fee-for-service practices. This is one of the core philosophies of DPC: care without the complexity of third-party billing.
Personalized, whole-person care: because our panel is limited, we have the time and flexibility to support wellness, lifestyle medicine, integrative/ functional medicine, and — if applicable — aesthetic or longevity-oriented services as described on lifelong-health.org.

Not insurance-based: Under DPC, your membership fee covers your primary care — visits, communication, routine care — without billing your insurance. This is different from traditional practices which typically bill insurance for every visit.
Transparent pricing & predictable cost: Instead of unpredictable co-pays, deductibles, or surprise bills, you pay a flat membership fee. That makes budgeting simpler and costs more transparent.
More time + access to your physician: Because the practice isn’t inundated with insurance paperwork or huge patient volume, your doctor can spend more time with you, offer in-depth appointments, and provide more personalized care (wellness, prevention, lifestyle medicine) rather than “quick visits.”
Reduced administrative complexity: Without third-party billing, the care process is simpler — fewer forms, fewer coding constraints, and more freedom for your physician to focus on health, not paperwork. This often translates to a better patient experience.

Yes — DPC is not a substitute for health insurance. Our membership covers primary care and many routine services, but for major medical events (hospitalizations, specialist surgeries, major diagnostics, emergencies), insurance is still necessary. This is standard for DPC practices.

Many patients pair a DPC membership with a high-deductible insurance plan (or other coverage) to ensur protection against catastrophic events while benefiting from affordable, predictable primary care.

Not exactly. While both DPC and concierge medicine aim to provide more personalized, accessible care, there are important differences.

With concierge medicine, practices often still bill insurance for visits or treatments and may charge a high retainer or membership fee.
With DPC (like we do at Lifelong Health), the membership fee covers most of your primary care and we don’t bill insurance for services covered by the membership. This tends to make DPC more affordable and more transparent than many concierge-medicine practices.

So while we offer a “concierge-style experience” — personalized care, long appointments, direct access — the billing and access model is more like true Direct Primary Care.

Yes. DPC isn’t just for people who see the doctor often. It’s about proactive, preventive and continuous care.

Even when you’re healthy, a DPC membership can help you stay that way — through preventive screenings, lifestyle coaching, wellness check-ups, early detection, and continuity of care. Many DPC patients value having a trusted physician who knows their baseline, can monitor subtler signs over time, and help optimize long-term health.

That said — DPC works especially well for people who value the relationship with their physician, want transparent costs, or want to lean into prevention rather than reactive care.

Because we operate outside of insurance for primary care services, for labs, imaging, or advanced diagnostics that require external facilities, we can often help you coordinate discounted cash-rate services or guide you on how to use your own insurance (if that’s more appropriate). This flexibility is part of the benefit of DPC.
If you need a specialist or hospitalization, we will help coordinate referrals, provide documentation, and support continuity of care. Our goal is to serve as your central care hub — overseeing and coordinating your overall health, even if specialized services are done elsewhere.
For many routine labs or point-of-care diagnostics (depending on what we offer), these may be included under membership or provided at a reasonable cost.

Yes. DPC membership doesn’t require you to have insurance. Because DPC doesn’t rely on insurance reimbursements, we accept patients regardless of their insurance status.
However, for major emergencies, hospitalization, or specialized care outside of primary care, you should consider some form of catastrophic coverage (insurance or otherwise), since DPC typically covers only primary care and wellness services. This balance allows care for people across many income and coverage situations.

Membership policies can vary by practice. With many DPC practices (and similar membership-based models), there is a commitment period — often 12 months — but also a clearly stated cancellation policy (e.g. 30 days’ notice) if you move or decide the model isn’t for you.

At Lifelong Health we will outline these terms clearly so you know what to expect before enrolling.

No copays, no per-visit charges. Your membership gives you unlimited (or generous) access to primary care without the unpredictable costs that come with insurance-based billing.
Lower costs for labs, testing, and in-house services. Because we don’t bill through insurance, we often have more flexibility to offer competitive cash rates or negotiated prices for labs, diagnostics, or procedures — lowering your out-of-pocket costs for common needs.
Preventive and continuous care — catching health issues early, possibly preventing costly specialty care or emergent hospital visits later. Over time, this proactive approach can reduce overall healthcare costs and improve long-term health outcomes.